The Nigerian Education Loan Fund (NELFUND) was introduced with a bold and necessary promise: to remove financial barriers to higher education by ensuring that no student is denied access because they cannot pay tuition. But months after launch, a critical question persists, has this ambition translated into real uptake across Nigeria’s states, or is the scheme still struggling to break through layers of misinformation, distrust, and bureaucratic hesitation?
On paper, NELFUND is one of the most socially important federal interventions of the
