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USSD in Nigeria: From communication code to payment platform

Before 2018, Eze Nwamadi, a 42-year-old spare-parts trader at Oyingbo market, in Lagos would make two or three dashes to the bank or join a queue to a close ATM terminal to withdraw money to buy supplies. But since his cousin taught him how to use his bank’s USSD code, his visit has become less…

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