MTN MoMo has an agent network of over 188,000 active agents and a digitised partnership infrastructure. By dialling *671# on any network, customers can open a MoMo wallet, send money to any phone number in the country and pay their bills.

Airtel’s SmartCash expects prospective users of its services to download the app or dial *939# USSD code from their phones to carry out transactions.

Read also: NCC moves to de-risk Nigeria’s telecoms industry

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9PSB allows customers to transact with their phone numbers, send money, receive money, check their balance, make deposits, cash withdrawals, and more. By dialling *990*0# from your phone, you can open a 9ra instant account or fixed-term deposits, to earn upfront interest on your savings. This is done by registering with your date of birth, National Identification Number, and state of residence.

Hope PSBank can be used to open an account for both individuals and business owners. Customers can either download the app or use the USSD by dialling *569*9#. You can open an account, check your balance, send money, buy airtime, and lots more.

Also, Glo’s MoneyMaster PSB allows customers to open by dialling *995# and then follow the prompts from a Glo line or from any other telecommunications network.

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Chinwe Michael is a financial inclusion advocate and economy journalist who uses compelling storytelling to drive awareness. With a background in Banking and Finance and experience across accounting, media, and education, she applies sharp analysis and attention to detail to every piece. She simplifies complex financial and economy concepts into engaging content for Africa and global audience. Chinwe also doubles as a speaker with global recognition for her expertise.

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