These days, trying to make international payments with a naira card can feel like a setup for frustration. You want to subscribe to Apple Music, pay for a course, or shop on Aliexpress, but your card just won’t work. Naira card restrictions have turned a simple transaction into a hassle.
Thankfully, there’s a way around it: virtual dollar cards. With these digital cards, you can pay in dollars easily without dealing with declined payments. The challenge now? Finding a reliable provider.
In this guide, we’ll look at the best virtual dollar card providers in Nigeria for 2024. Let’s get into it.
7 Best Virtual Dollar Card Providers in Nigeria 2024
The 7 best virtual dollar card providers in Nigeria for 2024 include Cardtonic, Eversend, Chipper Cash, Bitnob, Grey, Zole, and Fundall.
1. Cardtonic:
Cardtonic, widely known in Nigeria and Ghana as a top platform for trading gift cards, now offers a virtual dollar card feature. This card can be funded directly with naira, making it a convenient choice for Nigerians who need to make international payments.
The Cardtonic virtual dollar card is accepted on popular platforms like Amazon, Apple Music, and Netflix, making it ideal for subscriptions and online shopping.
The app is user-friendly, and their customer support team is responsive if you ever encounter any issues.
2. Eversend:
Eversend is another popular choice for Nigerians needing a reliable virtual card for online payment. Known for its smooth app experience, Eversend’s virtual dollar card can be used for everything from international purchases to subscription payments.
One of Eversend’s biggest advantages is its competitive exchange rates, which can save you a bit on foreign transactions. Their platform also includes other financial services, like currency exchange and money transfers, making it a versatile option.
3. Chipper Cash:
Chipper Cash, originally known for cross-border payments, has also entered the virtual dollar card market. Their card can be used for a wide range of international transactions, and it’s especially popular for its ease of use.
With Chipper, you can create a virtual card within minutes and fund it in naira. It’s widely accepted for online shopping and subscription payments, making it a go-to for Nigerians who frequently shop on international websites.
4. Bitnob:
Bitnob is a digital wallet that lets users buy and store Bitcoin, but it also offers a virtual dollar card option. This card is particularly useful for crypto enthusiasts who want to convert their Bitcoin into a spendable USD balance.
The Bitnob virtual card is accepted on major online platforms, making it easy to pay for subscriptions, shop, and handle other online payments.
Bitnob is ideal if you’re already in the crypto space and want a seamless way to spend your crypto earnings.
5. Grey:
Grey offers a straightforward virtual dollar card that can be used for various international payments, from streaming services to online courses. You can fund your card directly from your naira account, which makes it convenient and hassle-free.
Their virtual card service is particularly favoured by freelancers and remote workers who need a reliable way to pay for tools and software subscriptions in USD.
Grey also has a simple interface, making it easy for anyone to get started.
6. Zole:
Zole might not be as well-known as some other platforms, but it’s quickly gaining traction as a virtual dollar card provider in Nigeria. Zole’s virtual dollar card can be funded in naira and works on major international platforms, including Google Play and Apple Music.
Users appreciate Zole for its low fees and fast processing times, making it a good option if you want a quick and affordable way to access foreign services.
7. Fundall:
Fundall provides a virtual visa card that’s accepted across many international websites. Known for its easy sign-up process, Fundall is ideal for first-time users who want a simple way to handle foreign transactions. The platform allows you to fund your card in naira, making it easy to pay in USD without the usual restrictions.
Fundall’s virtual card is especially popular for online subscriptions and e-commerce purchases, so if you’re into frequent online shopping, it’s a solid choice.
Frequently Asked Questions About Virtual Dollar Cards in Nigeria
1. What Is the Best USD Virtual Card in Nigeria?
There’s no single “best” option, as it depends on your needs. However, some popular choices among Nigerians are Cardtonic, Eversend, and Chipper Cash, due to their affordability, ease of use, and reliability for international payments.
2. Is Cardtonic Virtual Dollar Card Legit?
Yes, Cardtonic’s virtual dollar card is legitimate. Cardtonic is a well-known and trusted platform in Nigeria and Ghana, primarily recognised for gift card trading. Their virtual dollar card is widely accepted on popular international platforms, and their customer support is responsive in case you need assistance.
3. How Do I Get a Virtual Dollar Card in Nigeria?
To get a virtual dollar card in Nigeria, start by selecting a provider like Cardtonic, Eversend, or Grey. Download their app, sign up, and complete any required KYC (Know Your Customer) verification. Once verified, you can fund your virtual dollar card in naira and start using it for international payments.
4. Do Virtual Dollar Cards Work for Online Subscriptions Like Apple Music or Netflix?
Yes, virtual dollar cards work well for online subscriptions. Most virtual dollar cards, including those from Cardtonic and Chipper Cash, are accepted on platforms like Apple Music, Netflix, and other popular subscription services.
5. Is a Virtual Dollar Card the Same as a Physical Prepaid Card?
No, a virtual dollar card is different from a physical prepaid card. Virtual dollar cards are digital-only, meaning they exist solely in your app or online account. They provide a card number, expiration date, and CVV, just like a physical card, but they’re designed specifically for online payments and can’t be used at physical stores.
Conclusion
With the right virtual dollar card, making international payments from Nigeria becomes easy and stress-free. Providers like Cardtonic allow you to fund your card in naira and pay in USD on platforms like Netflix, Amazon, and Apple Music.
Hopefully, this guide has given you a clear view of the best virtual dollar card options in Nigeria. Choose a provider that suits your needs, and enjoy seamless online transactions worldwide.
Join BusinessDay whatsapp Channel, to stay up to date
Open In Whatsapp
