First Bank of Nigeria is offering N3 million credit facility to its Naira Credit Card customers, urging customers to spend now and pay later with their Naira Credit Card.
The bank also pegged the limit to monthly spend limit on international transactions at $100 monthly.
In a notice circulated to customers, the bank said it is offering 45 interest-free days, flexible repayment plan, access to over 29 million channels worldwide, and card control and protection using the card services feature on FirstMobile App.
The Naira Credit Card is an international credit card that provides an evolving credit line, and offers up to 45 interest-free days on utilised funds. Issued in partnership with Visa International, it is accepted for payment at over 29 million locations and for cash withdrawals at over 1.8 million ATMs in over 200 countries and territories worldwide.
Hope Moses-Ashike
Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks.
She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings.
Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa.
