Nigeria’s fintech industry underwent a defining transformation in 2025, shaped by tighter regulation, landmark investments and key industry milestones that signalled a maturing digital finance ecosystem.
The first three quarters of the year were marked by decisive interventions from major regulators aimed at formalising and sanitising the fast-growing fintech space.
In July, the Federal Competition and Consumer Protection Commission (FCCPC) introduced the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations, 2025.
