Christmas: Avoid rush hour losses

The yuletide season and end of the year is here again with everyone trying to meet up expectations, make up for missed opportunities and trying to have something to show for all the .

Through rushes of the end of the year many have fallen victim of rush hour losses through irrational spending or activities of fraudsters.

At this crucial moment, it is important to avoid panic buying. You can take your time to look out for the things you intend to buy as it is not necessary for you to have everything that you set your eyes on as you may not necessarily need them.

Sample prices of goods and services considering good and affordable prices to ensure that you get value for your money. Guarding  your online identity against fraudsters is important. Your online banking details should be intact. Ensure that you keep the PIN, BVN and other codes secret as unscrupulous individuals are out there looking for who to defraud of their monies and other valuables. It is also advised to maintain a low profile in order not to attract undue attention to yourself.

Using the mobile banking system and similar forms of transaction can be an option in event that you are carrying out transaction that involves large sum of money.

Cost of transportation fare can be on the high side this season. Travelling on time before the peak days of Christmas season or booking your flight ticket can help cut down cost.

When travelling avoid unnecessary exposure and only reveal your destinations to trusted family members and friends to avoid criminals tracking you.

Avoid driving in the night and taking a lonely route no matter how  free it seems when driving your self and family. Whenever you suspect a car trailing you drive to a safe place where you will find help.

The season is characterized with exchange of gift between family, friends and love ones. However do not go out of your way to get expensive gifts in order not to break the bank. A gift need not be expensive in order to be appreciated. Just ensure you go about it creatively keeping it simple.

Hope Ikwe