Nigeria’s fintech industry has recorded a major shift based on regulatory shifts, major investments, and industry milestones in 2025.
The first three quarters of 2025 saw a bold intervention from Nigeria’s major regulators as they moved to formalise and sanitise the rapidly expanding fintech
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Folake Balogun
Folake Balogun is a technology journalist covering Africa’s digital economy, with a focus on startups, fintechs, venture capital, artificial intelligence, and emerging technologies. Her work explores the intersection of technology, business, and society, highlighting how innovation is reshaping industries and everyday life across Africa and global markets. She translates complex trends into insightful and impactful stories for a wider audience.