Housing in Nigeria has become one of the most expensive aspects of life and living, particularly in urban centres where economic opportunities are concentrated. For many workers, the end of the month brings the expected relief of a salary credit alert. However that relief quickly gives way to financial pressure, as a significant portion of income is set aside for the next rent payments.
In Nigeria’s urban housing market, tenants are typically required to pay one or two years’ rent upfront, often accompanied by agency fees, agreement charges, a
