Nigeria’s largest banks processed a combined N286.19 trillion in mobile banking transactions in 2025, underscoring a significant shift in the country’s digital payments landscape as years of technology investments begin to close the reliability gap that once favoured fintechs.
The growth builds on strong momentum recorded in previous years, when mobile banking adoption accelerated but was still largely constrained by system failures and inconsistent service quality across traditional bank platforms.
The surge in 2025 was driven by Guarant
