Poor remittances, stringent guidelines and salary delays are dealing blows on pensioners, preventing them from making additional savings on retirement.
Pensioners are willing to have enough resources that would enable them to go for holidays, travel and even enjoy some moments with families and relatives from additional voluntary contributions, but their dreams are often terminated by poor remittances and salary delays.
Many are frustrated as they cannot take advantage of the Additional Voluntary Contributions (AVS) provided under the Con
