A petty trader in Ojota, Lagos, Oghenekaro Onome’s life took a terrifying turn one ordinary day. Her daughter, a curious teenager, picked up her mother’s phone and applied for a N50,000 loan from a popular digital lending app without permission.
The money hit the account almost instantly. When Onome discovered the transaction, she was furious but relieved, she did not need the money and wanted to return it immediately. The app refused a full refund. They insisted she must pay interest for that single day.
Desperate, she involved her siste
