For every nation that aspires to economic prosperity, social stability, and global competitiveness, investment in education remains the most reliable pathway to progress. Yet, in Nigeria today, quality education is gradually becoming a luxury that only a privileged few can afford. The disturbing reality emerging across the nation is that the future of many Nigerian children is increasingly being determined not by their talent or ambition, but by their parents’ ability to cope with rising living costs.

The recent report by SBM Intelligence, which examined quality-of-life indicators across several states, paints a troubling picture. The study found that affordability, rather than educational excellence, has become the dominant factor influencing parents’ choice of schools. In simple terms, many families are no longer asking, “Which school offers the best education?” Instead, they are asking, “Which school can we afford?”

This shift represents a dangerous trend for a nation already grappling with learning deficits, youth unemployment, and widening social inequality.

Read also: Food access remains everyday reality for Nigerian children – Akinyemi

The implications are serious. When families are forced to trade quality for affordability, children inevitably suffer. Schools with inadequate facilities, poorly trained teachers, overcrowded classrooms, and insufficient learning materials cannot provide the foundation required for success in an increasingly knowledge-driven world. The result is a generation of learners who may be enrolled in school but are not receiving the quality education necessary to compete locally or globally.

Education is not merely about literacy. It shapes character, develops critical thinking, promotes innovation, and prepares future leaders. When quality education becomes inaccessible, the long-term consequences extend beyond individual children to the entire nation. A poorly educated population weakens productivity, reduces economic competitiveness, discourages investment, and fuels poverty cycles that can persist for generations.

The situation is particularly alarming in major urban centres such as Lagos, often regarded as Nigeria’s educational capital. While the state boasts some of the nation’s most prestigious schools, the reality is that many of these institutions remain beyond the reach of ordinary families. Rising rents, transportation costs, food inflation, and increasing utility bills are consuming household incomes at unprecedented levels. For many parents, school fees have become just one of several financial burdens competing for limited resources.

This highlights a critical policy failure. A city or state cannot claim educational success simply because elite schools exist within its borders. The true measure of educational progress is whether quality learning is accessible to the average child, regardless of family income.

The findings also reveal a wider national concern. States that perform relatively well on education often do so because of deliberate government investment and supportive social structures. Kano’s strong showing, for instance, reflects sustained budgetary commitment to education, teacher training, school renovation, and programmes targeting vulnerable children. Such investments demonstrate that educational outcomes improve when governments treat education as a genuine priority rather than a political slogan.

Read also: “We want our children back”: Nigeria’s kidnapping nightmare spreads south

Conversely, the poor performance recorded in states struggling with weak infrastructure and inadequate public services serves as a warning. Schools with leaking roofs, insufficient furniture, poor sanitation, and a shortage of teaching materials cannot nurture excellence. When public education deteriorates, private schools become the only alternative, further deepening inequality between rich and poor families.

The ideal situation should be one where every Nigerian child has access to quality education regardless of geographical location or family income. Public schools should be sufficiently funded, professionally managed, and adequately equipped to deliver standards comparable to the best private institutions. Education should not be a privilege reserved for those who can afford expensive fees but a national guarantee.

Achieving this requires bold and coordinated action.

First, federal and state governments must increase investment in education and ensure that allocated funds are transparently utilised. Budgetary commitments should focus not only on infrastructure but also on teacher welfare, training, digital learning resources, and curriculum improvement.

Second, policymakers must address the broader economic pressures undermining educational access. Rising inflation, housing costs, and transportation expenses directly affect school attendance and learning outcomes. Economic reforms that improve household purchasing power are, therefore, educational reforms as well.

Third, governments should strengthen public-private partnerships to expand affordable, quality education. Incentives can be provided for private schools that maintain high standards while offering affordable fees to low- and middle-income families.

Read also: Nigeria’s children under siege as politics trumps over governance

Fourth, targeted support programmes such as school feeding schemes, educational grants, subsidised textbooks, and transportation support should be expanded to reduce the financial burden on vulnerable households.

Ultimately, the SBM report exposes a painful truth: Nigeria’s education crisis is no longer merely about getting children into classrooms. It is increasingly about whether families can sustain access to meaningful learning in the face of mounting economic hardship.

A nation that allows quality education to become a privilege risks mortgaging its future. If Nigeria hopes to build a productive economy, reduce poverty, attract investment, and compete globally, it must ensure that every child, not just those from wealthy homes, has access to quality education.

comment is free Send 800word comments to [email protected]

Join BusinessDay whatsapp Channel, to stay up to date

Open In Whatsapp