The image above is a lot of us right now trying to navigate the next “100” days in January, having spent our December and even 13th month salary.
In Davido’s words, E choke!!!
With these 6 tips certain to help you with your finances, we are are sure to take you from that to this
Here are 5 ways to survive January on a budget
Budget and track your spending
Using a budgeting app or a notebook, draw up a budget for the month. Be sure to allocate a specific amount to each expense, such as groceries, data, rent etc. This will give you more control over your finances.
Take advantage of free activities
Who says fun has to come with a price tag? Take advantage of free parks, museums, art galleries and libraries. Remember all work and no play makes you dull.
Switching to public transport from ride-hailing, cooking meals at home instead of eating out, and buying only what’s necessary will help you survive January on a budget.
DIY and repurpose
Except if it is absolutely necessary you get new items, consider repurposing or repairing what you already have. Get creative with DIY projects for basic household needs like cleaning solutions.
This January, make it your mission to hunt for discounts, sales, promos and maybe some coupons. Buy in-season produce as they will be cheaper and be sure to compare prices to ensure you get the best deal.
Prepare a meal plan for the month using only budget-friendly ingredients. Opt for seasonal produce and plan meals that allow you to be creative with leftovers.
So, there you have it, 5 amazing tips to help you not just survive but also thrive this January.