Nigeria’s top-tier banks delivered mixed half-year results in 2025, reflecting a challenging macroeconomic and regulatory environment marked by tight monetary policy, high inflation, and rising credit costs.
While interest income remained the bright spot across the sector, profit margins were squeezed by surging impairment charges, weaker trading gains, and the after-effects of the decline in the rate cuts this year.
According to BusinessDay's analysis of First HoldCo, UBA, GTCO, Access Holdings, and Zenith Bank interim financial results,
